What a Delaware Labor Market Survey Is, and How It Can Affect Your Weekly Check That packet is a labor market survey. The insurance company paid a vocational expert to go find job openings it says you could work with your current medical restrictions, and the printouts are the exhibit it plans to use. The...
Coordinating Workers’ Compensation and PIP Benefits After a Delaware Work-Related Crash PIP pays a higher percentage of your lost wages, but only for up to two years or until you hit your policy limit. Workers’ compensation pays a smaller percentage, but it can continue far longer and covers medical treatment without the dollar cap that...
Why Workers’ Comp Benefits and FMLA Job Protection Are Not the Same Thing in Delaware No, it does not. That is one of the biggest myths injured workers run into in Delaware. Workers’ compensation pays you while you recover from a job injury. It does not hold your position open, does not guarantee you a...
What a Workers’ Compensation Commutation Actually Means for Your Benefits No. Not without finding out exactly what you would be giving up first. A fast settlement offer after a Delaware work injury almost always favors the insurance company’s timeline, not yours, and once you sign a commutation agreement, you cannot go back and ask for...
Why Delaware Law Won’t Let an Insurance Company Call It an “Independent” Medical Exam It is not independent, and Delaware law says so directly. The doctor is chosen by the employer’s insurance company, paid by the employer’s insurance company, and legally cannot be described as an “Independent Medical Examination” or “IME” on any document or...
Delaware’s Certified Provider Rules for Picking a Workers’ Comp Doctor In many cases, yes. Unlike most states, Delaware does not force injured workers onto a panel of doctors picked by their employer. According to the Delaware Department of Labor, injured workers may choose their own medical provider for treatment of a work injury, though certain...
A Complete Guide to Covered Work Injuries and Illnesses in Delaware Delaware workers’ compensation covers any injury or illness that arises out of and in the course of your employment. That includes sudden accidents like falls and equipment malfunctions, repetitive stress injuries that develop over months or years, occupational diseases caused by workplace exposures, and...
A Step-by-Step Guide to the Delaware Workers’ Comp Process Filing a workers’ compensation claim in Delaware starts with reporting your injury to your employer within 90 days, getting medical treatment from a certified provider, and making sure your employer files a First Report of Injury with the Delaware Office of Workers’ Compensation. If your claim...
The Exclusive Remedy Rule & Your Legal Options After a Workplace Injury In most cases, no. Delaware’s workers’ compensation system operates as an exclusive remedy, which means you give up the right to sue your employer in exchange for guaranteed benefits regardless of fault. There are exceptions, but they’re narrow, and knowing where the line...
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